Terms of service
Effective Date: July 1, 2025
Welcome to the website of Beard Insurance Agency - Commercial Risk Manager. By accessing or using this website, you agree to comply with and be bound by the following Terms of Service. Please read them carefully. If you do not agree with any part of these terms, please do not use our website.
1. Use of Website
This website is provided for general informational purposes only. The information offered is not intended as legal, financial, or insurance advice. You should consult directly with a licensed insurance professional for specific guidance related to your needs.
You agree to use this website lawfully and respectfully, without engaging in any activity that may harm the website, its users, or Beard Insurance Agency.
2. Intellectual Property
All content on this website, including but not limited to text, graphics, logos, images, and layout, is the property of Beard Insurance Agency - Commercial Risk Manager and is protected by applicable copyright, trademark, and intellectual property laws. Unauthorized use, reproduction, or distribution of any material is strictly prohibited.
3. Privacy
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
4. Disclaimer of Warranties
While we strive to provide accurate and up-to-date information, Beard Insurance Agency - Commercial Risk Manager makes no warranties or representations of any kind regarding the accuracy, completeness, or reliability of the content on this website. All information is provided “as is” without any express or implied warranty.
5. Limitation of Liability
In no event shall Beard Insurance Agency - Commercial Risk Manager be liable for any damages, losses, or expenses arising from the use of this website or the information provided, including but not limited to direct, indirect, incidental, or consequential damages.
6. Third-Party Links
Our website may contain links to third-party websites for your convenience. We do not control or endorse these websites and are not responsible for their content, policies, or practices. Accessing third-party sites is at your own risk.
7. Modifications
We reserve the right to update, modify, or remove these Terms of Service at any time without prior notice. Continued use of the website following changes constitutes acceptance of the updated terms.
8. Governing Law
These Terms of Service are governed by the laws of the State of Montana. Any disputes arising from the use of this website shall be resolved in the courts located within the state.
9. Contact Us
If you have any questions about these Terms of Service, please contact us at:
Beard Insurance Agency - Commercial Risk Manager
214 North 24th Street, Billings, MT 59101
(406)294-9700