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Farm Insurance in Billings, MT

Protecting Farmers at the Gateway to the West

Montana is an agricultural state, and it’s an expansive state. There’s space aplenty to grow crops, raise animals, and perform other agricultural activities. Hundreds of miles might separate neighbors, but these neighbors know one another, and they keep ties close. As insurers, we know that supporting farmers and respecting the nature of what farmers do is important. We provide custom-tailored insurance solutions for farmers throughout The Treasure State and these solutions give farmers the necessary opportunities to stay secure and to run operations smoothly.

Our Offerings and Services and other Things that help Farmers

Billings is a central hub of Montana and the city has one eighth of the state’s population. From this location we can reach any farmer in the state and have the resources in order to serve farmers fully. We grew up around farms and farmers so we know the terminology that farmers use and we have a sense for how farmers work. However, working as insurance agents we’ve gotten to know farming better than average citizens. We visit farms personally to assess needs and to get to know farm owners. We invest time and energy in staying current on farming trends and in knowing the farming industry better.

With coverages for crops, livestock, equipment, and other things, we have the insurance that farmers need in order to stay protected. Whether you raise horses, grow wheat, or produce dairy products, we can help you stay free of concern for undue losses related to exposures. In helping you we’ll get to know you and your operation well. This will enable us to stay up to date on the goings on of your farm and it will inform us as to any changes in your life that affect insurance. You can count on us to be deeply invested in your security and to take a hands-on approach to demonstrating this commitment.

Some of the coverages that we offer include:

  • Crop Insurance
  • Farm Owners Insurance
  • Farm Livestock Insurance
  • Equine Insurance
  • Farm Equipment Insurance
  • Farm Dwelling Insurance
  • Farm Structures Insurance
  • Farm Auto Insurance
  • Farm Umbrella Insurance
  • Farm Liability Insurance

Most farmers purchase business owners policies (BOPs) or other large-in-scope policies that provide broad protection.  However, many farmers purchase other policies also, and these policies meet specific needs. Farm structures insurance is an example of a policy that is specific and not large-in-scope, and it is one that is important to many farmers. We’ll ensure that we suggest to you all of the necessary policies for you to stay secure, and we’ll also ensure that we never suggest anything that you don’t need. You’ll never pay for coverage that’s unnecessary. Also, the coverage for which you do pay will be paid for at the lowest possible price.

What kind of Insurers are we?

We’re hands-on, detailed, and fair. We build and nurture relationships with every farmer-client we serve and we get to know farmers’ operations in-depth. We stay up to date on changes in clients' operations and we also stay current on information that affects farmers. These efforts enable us to provide insurance that’s thorough and cost-effective, and they make us insurers on which you can rely. Being reliable is one thing on which we pride ourselves a lot.

We’re consultative in our interactions with clients, so there's a lot of back and forth between us and our clients. The information exchanges that occur as a result make it easy for clients to make the best decisions about their insurance. We actively manage risk and we manage claims. We’re also reachable whenever clients need or want to get a hold of us. This makes it easy for clients to be served in the ways that they want to be served.

What’s next?

Get in touch with us!  Contact us or give us a call. You can request a quote if you're ready to get started.  We look forward to serving you.


Montana Farmers’ Information:

We are proud to provide farm insurance in Billings, Huntley, Laurel, Shepherd, Worden, and Hardin, MT. We also serve other areas in the state and we serve Wyoming.


Need to renew your policy?  Click here.

Our Location

Beard Insurance Agency Inc

1601 Lewis Ave #104A
Billings, MT 59102
Main office: 406-294-9700
Toll free: 406-294-9700

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.