Home insurance is a great way to protect your dwelling, a large number of your possessions and assets, and your family and/or anyone with whom you live. Home insurance does more than protect these things and people, but at its most basic, home insurance provides a blanket of protection that’s quite necessary in most cases. At Beard Insurance Agency Inc.
we have a comprehensive home insurance program
, which we can adapt to fit the needs of individual homeowners. Through the coverages available from a number of A+ rated carriers, our knowledge and experience, and in-depth assessments of your needs and goals, we’ll find the right solution for you.
Contact an agent
if you’re ready to get started or request a quote
. If you’d like to learn more, please read on.
Home Insurance in Billings, MT
Home insurance can protect homeowners, renters, and even landlords. Most home insurance coverages begin with property, liability, and other basic dwelling coverages. Then, if needed, additional coverages like scheduled property and water damage can be selected. The coverages that are right for you will depend on your situation and what your security goals are. We’ll go over all of your options with you and will help you find the protection you’re after for minimal costs.
As an independent agency we can ‘shop’ on your behalf from different carriers like Allied, Progressive, and Foremost. From these and other carriers we can find the right coverages.
Certain items like ATVs, watercraft, jewelry, and firearms may be excluded from your home insurance policy, but if you need coverage for these and other items, we can get it for you; just tell your agent. Another thing to know is that your home insurance is more or less a protective measure against catastrophes and not a maintenance measure. For this reason, sometimes having a higher or lower deductible is appropriate. Ask your agent to help you establish a proper ‘setup’ for your policy.
If you’d like to save on your home insurance, you can combine this insurance with auto insurance. Doing so gives you a multi-line policy and a discount that can sometimes reduce your rates. It also makes you eligible for benefits that can expand the selections of coverage you have. These benefits can also make staying covered easier in general. See our home & auto page
and/or speak with an agent
to learn more.